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HomeValue by Contre

What's your home
actually worth?

One number. No agents will call. Reports open soon.

One-time payment. No subscription. Prices are coming soon.

Or see all tiers (Pro Report with AI chat, Watch, Investor).

What's in the report

More than a Zestimate.
Less than an appraisal.

The Real Number

A plain-English note on where the number comes from: what pushes it up, what pulls it down, and how sure the model is.

01

36-Month Affordability Forecast

A chart of the payment-to-income trend for your ZIP, on top of 10 years of price history. Where this market is going, not just where it has been.

02

Schools, Flood, Crime, Market Grade

School ratings, flood zone and a crime overview, plus your ZIP's market grade and how much its prices swing.

03
See what you get

Here's what
your report shows

Every section below is real. It has the same depth and the same data fields as your report. We ran it on a sample home so you can see the format first.

homevalue.contre.ai/report/sample

Projected value

1247 E Maple Heights Dr, Phoenix, AZ 85012

Single Family Detached · 3 Beds · 2 Baths · 2,378 ft² · Built 1968

Sample
$935,374$393/ft²High confidence

Confidence range $804,141 — $1,066,607

90% of comparable sales in this ZIP closed between $710K and $1.19M. Your projection sits in the upper-middle of that band.

AVM breakdown — how we got to the number

Low

$804K

Estimate

$935K

High

$1.07M

Adjustments vs ZIP typical

  • Home size−$170,900

    544 ft² smaller than ZIP typical

  • Lot size−$57,700

    3,729 ft² smaller than ZIP typical

  • Year built−$22,400

    1968 — older than ZIP median (1981)

  • Condition+$18,200

    Well-maintained, recent kitchen remodel

36-month affordability forecast

Today+18 mo+36 mo

1-year ZIP forecast

+3%

3-year ZIP forecast

+9%

Projected payment-to-income trend for ZIP 85012 — gradual upward pressure on affordability, easing into late 2027.

The Real Number — your home, in plain English

AI narrative

Your home's $935,374 projection sits in the upper half of the ZIP 85012 comparable-sales band ($710K–$1.19M). It's held down by being ~544 ft² smaller than the ZIP typical and sitting on a smaller lot — together about $228K of downward adjustment — but recovered by the recent kitchen remodel and the well-maintained condition rating.

On the upside, ZIP-level appreciation has been steady at +3% over the past year and the three-year ZIP forecast remains constructive at +9%. If you're weighing refinance timing or thinking about listing, the model's read is that you're in a high-confidence value band with mild upward pressure ahead.

Plain-English read of where your number comes from. Every numeric claim above ties directly to a value in the report's data sections — no fabricated figures.

Methodology — what this number actually is

Lender-grade

Your projection comes from the same Automated Valuation Model (AVM) class that mortgage underwriters, securitization desks, and institutional buyers use to price residential real estate. Median absolute error is 3–5% on typical single-family homes in standard markets — and the confidence range above tells you exactly how the model rates uncertainty on your address.

What you getThis reportFree Zestimate
Model classLender / underwriter-grade AVMConsumer estimator
Typical median error3–5%~7% on-market, ~9% off-market
Confidence range on every report✓—
Adjustment breakdown (what's pulling the number up or down)✓—
36-month forward forecast✓—
Phone / email shared with real estate agents✓✕

Zestimate accuracy figures published by Zillow Group, Q1 2024. We're not bashing them — their model is fine for browsing. It just isn't built for the decision you're trying to make.

Risk + quality panel

Schools

7.8 / 10

Phoenix Union HSD

Flood risk

Low

Zone X (minimal)

Market grade

A−

High liquidity

Third-party school, flood, and crime data alongside ZIP-level market grade and volatility scores. The full report includes per-elementary ratings, FEMA flood-zone details, and crime category breakdowns.

Property facts

Year built
1968
Square feet
2,378 ft²
Lot size
10,415 ft²
Beds / Baths
3 / 2
Garage
2 spaces
Condition
Well Maintained

Transaction history

Last 6 years shown · full history in report
DateEventTypePrice
2024-09-28ClosedArms-Length$935,000
2024-08-27Pending—$935,000
2024-07-13Active—$945,000
2018-07-18ClosedArms-Length$720,000
A sample HomeValue report

Sample data on a made-up Phoenix home. Your report runs on your own address, with a range, adjustments and history for your home.

No spam

You know how
this usually goes.

You search “what's my home worth”. The first three results are agents who will text you for the next four months. The next three are sites that sell your phone number to those same agents. Even Zillow's free Zestimate is a Trojan horse, since they make money sending you to a Premier Agent.

We sell property reports. The whole report, not just the number.

Order a report. We run your home through the same kind of valuation model that mortgage lenders and big investors use to price home loans. The median error is 3–5% on typical single-family homes. You get the projected price with a range, so you know how much to trust it. You also get the 36-month forecast, school ratings, flood and crime data, and a plain-English note on where the number comes from.

Then we leave you alone. We don't sell your email. We have no agents waiting in the wings. We have no premium tier that is really a way to meet a Realtor. The product is the product.

If you want to talk to an agent, we point you to a few in your area on the report. If you don't, we never mention them again.

How it works

Four steps.
No surprises.

  1. 01

    Pick your report

    Single Report or Pro Report. One-time payment through Stripe. No account to make up front.

  2. 02

    Pay once

    Stripe checkout. We never see your card. We never email you marketing.

  3. 03

    We email you a magic link

    Click it from any device, laptop or phone. The report opens. No password.

  4. 04

    Read your report. Move on with your day.

    No follow-up calls. No nurture emails. Ever.

Questions

Questions,
answered straight

  • No. Zillow's Zestimate is free because Zillow makes money sending you to a Premier Agent. We charge for the report because we don't. There is no agent network behind this product.

  • No one. We don't share your phone number or email with agents. The no-spam promise is not a marketing line. It is the whole product.

  • Median error is 3–5% for typical single-family homes in standard markets. Mortgage lenders use this class of model to underwrite real loans. Every report comes with a range, so you know how far to trust your number. Odd cases, like rural homes, unique designs or a new remodel, get wider ranges. The report says so.

  • You get the projected price with a range and a 36-month affordability forecast. You get your ZIP's market grade and price history, school ratings, flood and crime data, and the tax assessment. A plain-English note explains where the number comes from. A PDF and a shareable image come with it. The Pro Report also adds a 24-hour AI chat for follow-up questions and a buyer or seller view.

  • Yes, if the report fails to build or has plain bad data, like a wrong room count or lot size. Email us within 7 days and we refund you. We can't refund “I disagreed with the number”, because the number is the product.

  • Yes, separately. If you are an agent, you can pull the same report inside the Contre app.